With my more than 20 years experience in dealing with thousands of MSME businesses, the reason I have seen for their failure is not lack of talent, market, labour or technology, but starvation due to lack of access to timely and adequate capital.
So FinTech startups in India have huge unimaginable potential and also can do immense yeoman service to our country just by channelising savings and providing timely and adequate finance to MSME sector.
All the best!
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